Signature Loan Requirements

  • You do not have to be employed, but you must have a steady source of recurring income payments to ensure you will be able to repay your loan.
  • You must provide a valid Social Security Number or Individual Taxpayer Identification Number.
  • You must have a checking or savings account that has been open for at least one month. The bank account information will be used for verification and funding purposes only. ACE will not deduct money from your bank account to make a payment unless it is initiated by you via our online payment portal or by calling customer service at (800) 996-3149
  • You must reside in the state you choose for your loan application.
  • You must be able to be contacted via phone if verification of application information is necessary.
  • You must be at least 18 years old.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
  • You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty.

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